FAQs

Transactional Planning FAQ’s

Answers to common accounting and bookkeeping questions from UK business owners

Bookkeeping & Transaction Management

Yes. UK businesses are required by HMRC to maintain accurate accounting records, including income, expenses, bank statements, and receipts, for at least six years.

Ideally, bookkeeping should be updated weekly or monthly. Regular updates help maintain accuracy, support VAT compliance, and prevent issues at year-end.

Yes. However, many SMEs choose professional bookkeeping to reduce errors, save time, and ensure records meet HMRC and accounting standards.

Typically:

  • Bank statements
  • Sales invoices
  • Purchase receipts
  • Expense records
  • Payroll information (if applicable)

Statutory Accounts Preparation & Filing

Statutory accounts are annual financial statements that UK limited companies must prepare and submit to Companies House and HMRC.

Companies House: Usually 9 months after the accounting period end

HMRC: Corporation tax return is due 12 months after the period end, but tax must be paid within 9 months and 1 day

Late filings can result in financial penalties, increased scrutiny, and potential legal consequences.

No. Statutory accounts are required for limited companies. Sole traders instead file Self Assessment tax returns.

VAT Return Preparation & Submission

You must register for VAT if your taxable turnover exceeds £90,000 (current HMRC threshold) in any 12-month rolling period.

Most VAT-registered businesses submit returns quarterly, though some may file monthly or annually depending on the VAT scheme used.

MTD is an HMRC initiative requiring businesses to keep digital VAT records and submit returns using compatible software.

HMRC operates a points-based penalty system. Repeated late submissions can result in fines and interest charges.

Payroll & Tax Compliance Services

Yes. UK employers must operate payroll, calculate PAYE, and submit Real Time Information (RTI) reports to HMRC.

Payroll is typically processed monthly, though weekly and fortnightly schedules are also common.

RTI (Real Time Information) requires employers to submit payroll data to HMRC every time employees are paid.

Late or incorrect submissions can lead to penalties, interest charges, and employee dissatisfaction.

Financial Reporting & Business Advisory

Management accounts are periodic financial reports (monthly or quarterly) that show performance, cash flow, and profitability.

Clear reporting helps you:

  • Monitor profitability
  • Manage cash flow
  • Identify trends
  • Make informed business decisions

While not always legally required, regular financial reporting is highly recommended for maintaining control and planning growth

Yes. Advisory support based on accurate financial data can help businesses improve efficiency, manage costs, and plan strategically.

General & Compliance-Related FAQs

Yes. All client information is handled with strict confidentiality and in line with professional and ethical standards.

Our services are primarily focused on UK businesses, ensuring full alignment with HMRC, Companies House, and UK accounting regulations.

You can contact us to discuss your requirements. We’ll review your needs and recommend the most suitable accounting and bookkeeping support.

Get in Touch

Reach out to us today if you have any further questions. We are happy to assist with your financial well-being.